We’re a highly experienced buy to let mortgage broker, specialising in finding you the best deals to help you grow your property portfolio quickly and efficiently.
Find the ideal mortgage that matches your buy to let portfolio.
The mortgages we provide are perfect for:
See our latest testimonials from happy customers who have received Residential Bridging Loans.
Everything you need to know about residential bridging loans can be found here.
Ready to get started? Get your quote today.
Individual, Corporate, Overseas and Trust borrowers looking to purchase/refinance property in England, Wales, & Scotland
Up to 85% loan to value
21
No upper limit – subject to underwriter review
£150,000 – £ unlimited
From 3 years to 30 years
Capital Repayment, Interest Only or a combination
From 4.24% per month
First or second charge registered against a propert
Quote within 10 minutes of enquiry, credit backed decision the same day
Can be funded as quickly as working 15 working days but normally in as little of 10 working days
Online enquiry, call, postal applications or face to face meeting
These testimonials are based on individual
circumstances and cannot be taken as a guide or advice.
“We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help”.
“Andrews nature and experience allowed for him to cut through some problems that we found with the other professionals. IE the solicitors and the banks”.
For regulated bridging loans the typical APR is 14.60% based on a loan size of £250,000 and fixed for 12 months, regulated bridging loans are for a maximum term of 12 months.
COMMERCIAL AND DEVELOPMENT BRIDGING LOANS ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.
WE ARE A CREDIT BROKER, NOT A LENDER. WE WILL RECEIVE COMMISSION FROM LENDERS. DIFFERENT LENDERS PAY DIFFERENT AMOUNTS DEPENDING ON DIFFERENT COMMISSION MODELS. FOR TRANSPARENCY WE WORK WITH THE FOLLOWING COMMISSION MODEL: PERCENTAGE OF THE AMOUNT YOU BORROW AND RATE FOR RISK (THIS IS BASED ON THE RISK PROFILE Of THE BUSINESS) FURTHER DETAILS OF THE COMMISSION MODEL, CALCULATION AND AMOUNT WILL BE DISCLOSED TO YOU THROUGHOUT YOUR CUSTOMER JOURNEY.
Buy to let mortgages have become an appealing option for individuals looking to invest in the real estate market.
They allow you to enter the rental market and generate a consistent income stream through property rental, and as they are specifically designed for this purpose, investors can capitalise on the growing demand for rental properties.
It’s an opportunity for you to unlock the potential of the property market and to grow a flourishing property portfolio.
The relationships we build with our customers are incredibly important to us. Hear what they have to say, and learn why people across the UK rely on Rapid Bridging time and time again.
Do I need a special mortgage for a buy-to-let property?
Yes, you must use a specific buy-to-let mortgage for rental properties. However, Rapid Bridging’s residential bridging loans offer an excellent short-term solution for landlords looking to secure rental properties quickly before arranging long-term BTL finance, helping you capitalise on market opportunities with funding in as little as 48 hours for properties you intend to rent out.
Can I get a buy-to-let mortgage as a first-time landlord?
Yes, first-time landlords can obtain buy-to-let mortgages, though you’ll typically need a higher deposit and may face stricter criteria. Rapid Bridging works with homeowners, landlords, and property developers of all experience levels.
What is the minimum deposit for a buy-to-let mortgage?
The minimum deposit for buy-to-let mortgages in the UK is typically 25% of the property’s value. Rapid Bridging offers residential bridging loans for landlords at up to 85% loan-to-value, matching typical BTL deposit requirements.
Fast-track and quick bridging loans nationwide. Enquire today and we’ll get back to you within 10 minutes.
Rapid Bridging Ltd are a National Association of Commercial Finance Brokers (NACFB) Approved Member
WE ARE A CREDIT BROKER, NOT A LENDER. WE WILL RECEIVE COMMISSION FROM LENDERS. DIFFERENT LENDERS PAY DIFFERENT AMOUNTS DEPENDING ON DIFFERENT COMMISSION MODELS. FOR TRANSPARENCY WE WORK WITH THE FOLLOWING COMMISSION MODEL: PERCENTAGE OF THE AMOUNT YOU BORROW AND RATE FOR RISK (THIS IS BASED ON THE RISK PROFILE Of THE BUSINESS) FURTHER DETAILS OF THE COMMISSION MODEL, CALCULATION AND AMOUNT WILL BE DISCLOSED TO YOU THROUGHOUT YOUR CUSTOMER JOURNEY.
Rapid Bridging Ltd is authorised and regulated by the Financial Conduct Authority.
Rapid Bridging Ltd is entered on the Financial Services Register www.fca.org.uk under reference 716246. Registered in England under reference 09568514.
Head Office Address: Level 30, The Leadenhall Building, 122 Leadenhall St, London, EC3V 4AB. | Telephone: 0208 150 7528. Registered address: Level 30, The Leadenhall Building, 122 Leadenhall St, London, EC3V 4AB. The information contained within this site is subject to the UK regulatory regime and therefore is primarily targeted at consumers based in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows.
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
